Privacy and Legal
Please read through the following terms and conditions as, by using this web site, you agree to be bound by them:
Terms and Conditions
1. General Disclaimer
The content of this site is provided for general information purposes only and any opinion expressed in this site does not constitute an offer to provide any product or service except where expressly indicated. Although care has been taken to ensure the accuracy of content, Friends Provident accepts no liability for loss of any kind incurred as a result of reliance on the information or opinions provided on this site. Notwithstanding paragraph 4 below Friends Provident may make changes to the information, products or services described in this site at any time without updating changes in the site. References on this site to Friends Provident include references to the Friends Provident group of companies.
We have included links to other websites in this site for your convenience. By giving access to such sites, we are not making any statement, warranty or pre-presentation as to the quality or contents of the other site as we do not have responsibility for that other site. Please note that when accessing another site by way of a hypertext link you may leave the Friends Provident site.
Information transmitted to Friends Provident through this web site is not encrypted and could be intercepted by third parties or electronically delivered to parties other than the addressee. Any such information is sent at your own risk and you should therefore carefully consider its sensitivity prior to transmitting it.
Friends Provident does not seek to exclude or limit any liability it may have under the Financial Services and Markets Act 2000 or the rules of its Regulators.
2. Copyright
Unless otherwise stated all intellectual property rights in the whole and every part of this site belongs to Friends Provident Life and Pensions Limited or other Friends Provident companies and may not be used, sold, licensed, copied or reproduced in whole or in part in any manner or form or in or on any media to any person without prior written consent.
Friends Provident and the Corporate Rose Logo are registered trademarks of Friends Provident Companies. You may not use these marks without prior consent. Friends Provident may also claim rights in other trademarks, service marks and logos contained on this site.
You may provide hyperlinks to this site only with our prior permission. You may request such permission by sending an email to Friends Provident. Please include in your request your name, address, telephone number and a brief description of your site and why you would like to establish a link to this site.
3. The law
These Terms and Conditions and the use by you of this web site are governed by English Law. By accessing this web site you agree to submit to the exclusive jurisdiction of the English Courts in relation to any claim or dispute arising out of your use of the site.
These terms of use represent the complete and only statement of the terms of use of this web site.
Privacy Policy
We are committed to respecting and protecting your privacy.
We may collect personal information e.g. name, address and email address when you submit such information to us when entering any competitions on the site.
We will not disclose, without your consent, any personal information to a third party who is not part of the Friends Provident group of companies.
Where we use your information for marketing purposes we will give you the opportunity to tell us that you do not wish for it to be used in such a manner. Third party websites are not covered by this privacy policy. Data Protection Act 1998
Friends Provident complies with its obligations under the Data Protection Act 1998.
