An investment fund pools together the money of everyone investing in that fund. Funds are looked after by fund managers who are in charge of all investment decisions affecting the fund. A fund will have an investment strategy and objective and the fund manager has ultimate responsibility for deciding in what assets and in which companies the fund invests.
Risk quantifies what you could potentially lose by investing in a specific fund. It plays a crucial role in the management of an investment fund, but also for individual investors who must decide how much risk they are prepared to take with their money.
If you're looking to change your funds, whether it's by changing your existing investments or by changing your future contributions, the following link will provide you with a clear understanding of what it means and how to make the changes.
Within our Pension Fund Centre you can view the range of funds we offer and download our fund factsheets.
Within our Life Fund Centre you can view the range of funds we offer and download our fund factsheets.
Welcome to the latest edition of Friends Life's quarterly update.