Introduction to long term care

Long term care is provided to people who can no longer live independently as a result of a chronic illness or a physical or mental impairment.

It can take many forms, from help performing the basic activities of daily life, like washing, dressing and getting out of bed, to needing care due to more complex medical needs.

Long term care can be provided in a residential or nursing home or in your own home.

Who needs long term care?

It is typically the elderly who require care over the longer term. This is usually a result of either:

  • increasing frailty due to ageing  
  • chronic illnesses such as a stroke or cancer
  • mental impairment such as Alzheimer’s 

Covering the cost of care

Regardless of where you receive care and the amount of help you need, ongoing care can become expensive.

The NHS no longer covers all the costs associated with the care needs in old age; the responsibility for the funding of social care has been transferred to local authorities.

But not everyone is eligible to receive state-sponsored care and the eligibility criteria to qualify for financial help varies from one local authority to another. You may find that you need to cover the costs another way.

Fortunately, there are many different options available to you, whatever your own personal situation.

Find out how to cover your care cost costs, either by yourself or with help from the state.